Retirement Advisor

Determine how much income you'll need in retirement.

Frequently Asked Questions

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  • How can the TIAA Retirement Advisor help me
  • Why is my personal information important for this tool

Tell us about your household

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We'll estimate your monthly retirement needs with the purchasing power equivalent of today's dollars, adjusting for estimated taxes and inflation for the period of your retirement. For example: for every $100 item you purchased today, you might need $103 to buy the same item next year. Learn more »


The TIAA Retirement Advisor's objective is to help you reach your desired retirement income goal by helping you define a plan based on asset allocation, savings and retirement age. TIAA does not monitor your retirement assets on an ongoing basis, nor does TIAA update your information on this tool to reflect changes in your personal circumstances. You should periodically monitor your retirement strategy as your needs and personal circumstances change. Results are not guaranteed and do not reflect actual returns on any investment. The TIAA Retirement Advisor is not a substitute for tax, legal or comprehensive financial planning advice.

The TIAA Retirement Advisor is a brokerage service provided by TIAA-CREF Individual & Institutional Services, LLC, a registered broker-dealer, Member FINRA, SIPC. See the Important Information page for more information. The TIAA Retirement Advisor is intended for use by U.S. residents only.